iStore Card Application

Reference Number: 1p-cok5y

Approximately % complete

 


NO MONTHLY
FEE

Simple, ONLINE APPLICATION process. Know immediately whether you qualify

Great interest rate on
iSTORE PURCHASES

INTEREST FREE for the
first 55 days

FREE face to face DELIVERY

SMS notification
on your purchases

 

Or call us on 0860 000 260

Your Details

Please enter your basic details below. After that we'll do a quick background check and give you an immediate answer.
All fields, except 'iStore Rep Code', are mandatory

Personal Details
Contact Details
Financial Details
R
.00
R
.00

You consent to iStore Card making enquiries about your credit record with credit reference agencies when assessing this application or updating my information in future. You also consent to share information with agencies, who may share it with other credit providers about how you manage your account/s during the term of this agreement.

You further consent to iStore Card carrying out identity and fraud prevention checks and sharing information about this application through the South African Fraud Prevention Service.

You hereby confirm that the information provided is accurate and that no additional information that may affect the decision has been withheld.

As part of our service iStore Card, a division of The Standard Bank of South Africa Limited, would like to provide you with information on products and services offered by the group and other companies, which we believe may benefit you. You consent to marketing, services and special offers communication to you.

You hereby confirm that you accept all Terms and Conditions relating to this application, please note electronic T&C’s serve as acceptance. Click here to view the full T&C's.

Enter Verification Code

We sent you an SMS with a one-time password (OTP) – please enter it below to continue.

Congratulations!
You have been approved for a credit limit of R0. Tell us more about yourself.

Are you ready to continue? We need a few more details to complete your application. If you have any questions, please call 0860 000 260.

 

Personal Details
Contact Details
Employment Details
Statements & Debit Orders

iStore Card may increase your credit limit on an annual basis.

Cost of Credit

Please take a moment to read through the below fees associated with your new . On acceptance, we will email you a copy for your reference.



Your Limit: R
Your Service Fee: R per month (only applies after the first 12 months)
Interest Rate for 12 & 24 month repayment plan: 10.9%
Repayment over 12 months: R
Repayment over 24 months: R
Interest Rate (not on repayment plan):
Your Minimum Repayment: R
Aggregated Service Fee: R per annum
Total Interest Amount: R
Total Cost of Credit: R
Credit Cost Multiple:
The minimum monthly repayment is at 3% of the outstanding balance.
The interest amount and total cost of credit is based on a 12 month period.

You hereby confirm that you accept all Terms and Conditions relating to Cost of Credit. Click here to view the full T&C's.

Upload Documents

Please upload your supporting documents, which will speed up your application.

Don’t worry if you don’t have these documents now - you can email them later to Origination.iStoreCard@Standardbank.co.za.. Remember to include your reference number in the email subject line.

Documentation required:

  • Proof of home address
  • Proof of income (3 Most Recent Monthly Payslips OR 3 Most Recent Bank Statements)
  • Copy of your South African ID book
  • If you are Self Employed - please provide 6 months bank statements and a copy of IT45 document

We can also access your proof of income through our IDX system. If you would prefer to follow this method, kindly give consent below.

IDX Check box


Welcome to the iStore Card Family!

That's it! Your application is complete and our team will be in contact soon to get your card swiftly to your wallet.

If you have any questions, visit iStoreCard.co.za or contact our call centre on 0860 000 260. Don’t forget to save your reference number, which you’ll find at the top of the page.

Your iStore Card Application has been declined due to . Click here to view the full reason code as well as to find out how you can improve your credit score.

Please wait while we check if you qualify for an iStore Card.