iStore Card

Fees and Interest rates

2017 Fees

Service Fee:
R30*
Interest Rate on iStore Card purchases:
10.9% rate for 12-24 months fixed repayment plan (on iStore purchases only)

*Note: You pay no service fees for your first year!

 

Physical Channel
Provisional Statement:
R145
History Statements:
R17.60
Balance Enquiry:
R6.70
Cash Withdrawal:
R36 +1.4
Cash Deposit:
R11.80 + 1.4% (minimum R12)
Cheque Deposit:
R25
Post Dated Cheque Deposit Fee:
R95
Branch Account Payments to 3rd party:
R42

 

Penalty Fees
Late payment (Usury):
R17.60
Delinquency (Usury):
R144
Arrears Fees-Over Limit (Usury):
R136
Default Admin Fee @ day 60 (NCA):
R20.80
Unpaid Items:
R132

 

New Fees
Cash Back @ POS
R5
POS Decline
R7
SBSA ATM Decline
R2.50
Other Banks ATM Decline
R4.70
PIN Reset in Branch
R3.50
Self Service Channel Fees
SBSA ATM Withdrawal
R11.5 + 0.3%
Other Bank ATM Withdrawal
R26 + 0.3%
International ATM Withdrawal
R35 + 1.5%
SBSA ATM Cash Deposits
1st free thereafter R5 + 1.20% (minimum R12)
Balance Enquiries
Display on ATM - Free | Print - R1.70
Statements
1st free thereafter R4.50
SBSA ATM Provisional Statements
1st free thereafter R4.50
SBSA ATM History Statements
R17.60
Other Banks Balance Enquiries
R4.70
Electronic Account Payment
R4.70 +1.17% (maximum R25)
Inter Account Transfer
R4.70 +1.17% (maximum R25)
Card Delivery Fee
New free thereafter R184
SBSA ATM Cheque Deposit
R15

 

Other Fees
Card Replacement Fees
R125
Urgent Card Delivery
R390
Special Clearance Fee
R98
Local Voucher Retrieval
R61
International Voucher
R246
Bank Cheque
R94
Fuel Transaction Fee
R5.20
International Currency Conversion Fee
2.5% of the transaction value

 

Credit Balance Interest Rates
0 to R4,999
0,75%
R5,000 to R9,999
1%
R10,000 to R24,999
1,75%
R25,000 to R49,999
3,75%
Above R50,000
4,75%